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Why do payday financial loans get such a negative rap? Typically times you will see damaging stories about payday financial loans and how they carry ridiculous APRs of more than 3,000%. These large APRs nonetheless are inherently flawed. An on the web payday income advance is designed for short-expression borrowing and must not be annualized to get an desire fee. Taking this very same logic of the payday financial loan critics, you would quote a hotel place for 54,000 a calendar year or get salmon for $fifteen,000 a ton. It just doesn't work that way.

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