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Why do payday loans get such a bad rap? Frequently instances you will see adverse stories about payday loans and how they carry ridiculous APRs of over 3,000%. These higher APRs nevertheless are inherently flawed. An on the web payday income progress is developed for short-phrase borrowing and should not be annualized to get an curiosity price. Taking this very same logic of the payday financial loan critics, you would estimate a resort area for 54,000 a 12 months or acquire salmon for $15,000 a ton. It just doesn't function that way.

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